How to Read a Check Number [Step-by-Step Guide] – ElochiBlog

How to read a Check Number

Do you wish to learn How to Read a Check and Understand a Check? Then, you’re in the right place.

Nowadays, verifying and reading a check is something essential one has to do before issuing and receiving any check payments.

Nevertheless, the fact that various forms of digital payment systems are being put in place;

Reading and understanding a Check is still vital.

Hence, you might receive a check at a point in your life and start seeking for How to read and understand the Check.

So, if you are looking for How to write a Check and read a Check, then this guide is for you.

Let’s quickly see the available steps on how to read a Check numberand understand the amount and account number on Check.

How to Read a Check Number (3 Steps)

Part 1: Finding Banking and Personal Information

  • Look for the Bank Name

Once you receive any check, immediately look for the name of the bank and locate it.

You can check the field with “Bank name” to see it.

However, the bank name can appear in different places on the Check.

The bank name can be a name like Chase, Bank of America, or Local Credit Union.

You can also look out for business or institution names and not individual names.

  • Find the Payor Signature

The next thing to look out for is the Payor Signature, and this can be seen on the field line located at the lower corner of the back.

This signature authorizes someone to deposit or cash the read and make sure to read it first.

  • Read the Payor’s Information 

You can also read the payor’s information on the Check, of which most checks provide an area to include information as the payor.

Try to look for and verify the payor’s info to confirm and verify if the payor’s signature matches the check owner and account details.


Part 2: Reading the Check Writings 

  • Read the Check Amount 

If you want to learn how to read a check, you must know how to read the check amount.

You can find the check amount on two sides of the Check: the amount in words and the digits.

Also, space is provided at the back of the Check, where the payor also writes the check amount.

  • Make sure the Amount in Words is the same with Amount in Digits

Now, this is a critical aspect you need to know and follow duly when reading a check.

Try to make sure that the written amount matches up with the Numerical amount.

You can find and read this in a small box on the right side with the field for the amount in words.

This box bears a currency sign by the side, and it’s where the check amount is written in digits.

A check having an amount in words as “Five hundred and No/100” can be written in digits as $500 or $500.99.

And with these, you only redeem the amount in words from the Check, which is $500 only.

  • Find out if the Check Includes a Memo

Some of the checks include memos provided to be written on it for the purpose of the Check.

This is located at the left corner bottom of a check used in writing the description of any Cheque payment.

For example, a check for house rent payment can contain a memo as “Rent Payment for January.”


Part 3: Reading the Check Numbers

  • Find the Check Number

To read a check, you can also locate the check number to know which number the recipient wrote the Check on.

You can find this at the upper right-hand corner of any check and the bottom.

  • Locate the Date

Here, you try to verify and confirm the date when the Check was made or written by the payor.

It can be located at the top right corner of the Check in the small box field tagged as “Date”.

  • Know the Routing Number and Account Number on Check

The routing number and account number are located at the bottom of the Check, and you need to know this very well.

The first number is the “Routing Number,” having about nine digits assigned to individual banks.

They are numbers used for tracking the money exchanged in a transaction and knowing where it comes from and goes to.

Then, the following number is the “Account Number,” which can be seen in various lengths or digits.

And it is assigned and associated with the individual bank of the payor only.


So, that is all about How to Read a Check number and understand a check instantly.

I hope you do enjoy this article, kindly share with others so they can benefit as well.

Thank you!

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